Farmington Hills, MI
To obtain a position that will enable me to utilize my extensive mortgage experience, strong customer service and organizational skills, while fostering professional growth.
March 2016 to January 2018
Mortgage Loan Closer
Essential job responsibilities consisted of reviewing data and documentation for Conv, FHA, VA USDA, MSHDA, and FHLBC loans by preparing the initial and final closing disclosure and closing documents in compliance with TRID guidelines, reviewing sales contracts, surveys, appraisals, title commitments for judgements and liens, clearing pre and at close conditions, verifying and updating the lock confirmation, HOI, flood, and property taxes, setting up the escrow account, collaborating with the settlement agent to review the initial CD, balancing the final figures from the settlement agents CD, verifying and confirming the bottom line, preparing and ordering funding / wire, generating and sending the final closing package to the settlement agent, and working in accordance with the Loan Officer, Processor, and Settlement Agent to ensure all closing transactions were completed successfully.
September 2011 to March 2016
Essential job responsibilities consisted of reviewing and preparing closing documents for Conv, Purchase, Refinance, HARSS, Freddie, and NACA loans in compliance with TRID guidelines by reviewing title commitments, appraisals, and sales contracts, clearing prior to close and at close conditions, updating the loan terms, escrow acct. information, and title fees. I also worked in accordance with the settlement agent for final figures, HUD and CD review and approval, called the borrower to review the final figures and loan terms, and worked in accordance with Underwriting, Processing and Sales Agent to ensure all closing transactions were completed in the most efficient and effective manner for customer satisfaction.
January 2008 to June 2010
Essential job responsibilities consisted of arranging timely and accurate domestic and international travel arrangements for business travelers using Sabre, Apollo, and Amtrak. I also booked transportation and hotel reservations, advised business travelers on all travel policies and procedures, travel routes, airline ticket fares, hotel and transportation rates, and airline ticket rules and regulations.
January 2007 to March 2007
Essential job responsibilities consisted of compiling new loans submitted via fax, and internet in the appropriate stacking order, faxing loan approval and denial letters to brokers, communicating via phone and email with brokers on the status of their loan submissions and verifying and entering loan data and loan terms.
December 2006 to January 2007
Essential job responsibilities consisted of greeting and directing visitors to their destination, providing general information, managing the front desk by answering the telephone, performing general data entry duties, faxing, photocopying and filing documents, providing general assistance to the H.R. Department, and arranging meetings and conference calls for management.
October 2002 to May 2006
Essential job responsibilities consisted of compiling loan documents in the appropriate stacking order, verifying and entering loan data, ordering missing or updated loan documents such as; appraisal, title, and flood documents, clearing loan conditions, verifying the borrowers employment, calling borrowers to verify loan application information, scheduling closing appointments, and entering and confirming the accuracy of the GFE figures.
September 2000 to November 2001
Essential job responsibilities consisted of compiling new loan packages in the appropriate stacking order, verifying and confirming loan documents, verifying and reviewing the 1003, and updating loan data in the system.
High School Diploma
1996 to 2000
• 7 years of experience as a Retail Mortgage Loan Close
• 2 years of experience as a Corporate Travel Agent
• Excellent phone etiquette and customer service skill
• Proficient in MS Office, DocMagic, CoreLogic, LPM, Mortgage-Bot, Sabre and Apollo
• Proficient in closing Conventional, FHA, FHLBC, MSHDA, USDA, and VA loans