A Mortgage support professional with over twenty years of experience. A self-starter with problem solving abilities and able to work with limited supervision. Very organized and able to prioritize when given many tasks with an attention to details. Possess good communication skills both written and verbal.
Authorized to work in the US for any employer
June 2016 to Present
Took all reasonable and appropriate actions to successfully submit for and obtain insurance for FHA and VA loans in a timely and accurate manner. Job requires organizational skills, speed, accuracy, and a willingness to communicate both internally and outside the company to resolve issues related to Essential Duties. Perform a complete review of FHA and VA loan files to assess insurability. Submit for and obtain insurance for FHA and VA loans within acceptable metrics. Monitor on, at minimum, a daily basis the pipeline of uninsured loans. Obtain suspense items necessary to get loans insured. Strong familiarity with the mortgage process. Excellent organizational skills, strong written, verbal communication skills, problem solving, analytical skills. Ability to work through stressful situations and meet deadlines Ability to work independently within a team environment. Proficient in Outlook, Word and Excel
September 2009 to November 2015
Reviewed and quality checked conventional, FHA, VA, CDA, PHFA and USDA mortgage loans. Post closed Portfolio loans within the company and Investor loans. Scanned, up-loaded and delivered all loans to Investor or the Bank. Put together FHA case binders and submitted for Guaranty. Followed up on all suspense’s for loans to fund prior to expiration date to ensure our company met the deadline on time without penalties. Delivered Investor loans prior to delivery date with low error rate. Meticulous in delivering error-free documentation. Received award from Wells Fargo in 2011 and 2012 recognizing our team for high quality in the Mid-Atlantic Region. We were recognized for best loan delivery, suspense ratios and loan performance. Due to earning trust of supervisor, wired funds of up to $500,000.00. Manage loan pipeline and update the computer system of all loans until funded, resulting in smooth execution of paperwork and increase in loan volume.
June 2006 to September 2009
Competently managed and closed all assigned loans, enabling fast closings that were free from errors and issues. Facilitated closing and disbursement for conventional, FHA, VA and RHD mortgage loans. Gathered closing figures, input closing information and generated loan documentation. Coordinated with buyers, sellers, title companies, attorneys, agents,
Surveyor’s and real estate agents to complete loan submissions, set up closing date and time. Wiring of funds. Review and approves HUD1 Settlement Statement. Establishes and maintains a thorough knowledge of all products and investor requirements. Maintains updated status of loans and enter all required data. Reviews title information to ensure appropriate vesting is determined at time of closing. Ensures that all loans meet guidelines for quality, regulatory compliance and investor closing standards. Prepares and explains closing requirements to settlement agent as needed. Confirms, communicates closing times and locations. Coordinates shipping and receiving of documents to all required parties as needed. Calculates funding amount for loan package and balances figures with closing agent. Ability to communicate effectively through both written and oral formats. Ability to provide superior level of customer service. Ability to work overtime as requested.
August 2001 to June 2006
June 1997 to August 2001
April 1993 to June 1997
April 1989 to April 1993
May 1986 to April 1989
March 1981 to May 1986
Long & Foster Real Estate
1980 to Present